Encore offers innovative product designed to save employers money.

November 2006

As an insurance carrier, TPA or broker, we know you are always looking for ways to combat your employer groups’ rising health care costs. That’s why Encore has developed a third network option, the Encircle/Encore Combined network. Encircle/Encore Combined gives employees access to the entire Encore network of hospitals and providers while empowering them to obtain greater saving when they choose Encircle hospitals.

The option has been tested and shows to save employers and employees money by steering them to low cost hospitals first. For example, a two thousand life group health plan design achieved a savings of $800,000 per year by choosing both Encore and Encircle together. Encircle/Encore Combined plan design requirements include a 20% differentials or a 30% differential between in and out of network. In addition, plan requires a $600 deductible when an encore hospital is used. Therefore, the Encircle/Encore Combined network offers employees an incentive to use hospitals with a lower fixed DRG pricing.

With the Encircle/Encore Combined network, members have three options for coverage.



If you would like more details on Encore’s network options, please contact an Encore sales representative.